Adults-Foreclosure PreventionThis is a featured page


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Foreclosure Timeline
Foreclosure Laws

HUD Foreclosure Avoidance Counseling (search by state)
Agencias de HUD ofreciendo recursos gratis para prevenir "Foreclosure"


Department of Housing & Urban Development Foreclosure Prevention Site

Article - Using a Short Sale to Avoid Foreclosure
Articulo - Usando una Venta corta de su propiedad para evitar Foreclosure

Debt Counseling Agencies Member Locator
Buscador de Agencias de consegeria sobre deudas ofreciendo programas GRATIS

The following link offers you a search engine to find FREE or LOW-COST Debt Counseling agenicies within your area. Just type in the zip code and select search to find the agencies close to your area.


Debt Counseling Agency Locator / Buscador de agencias de consegeria para las deudas
http://www.debtadvice.org/TakeTheFirstStep/locator.cfm



Florida Programs where Attorney help Low-Income Homeowners STOP FORECLOSURE

Programa para personas de bajo ingreso donde abogados ayudan propietarios parar el FORECLOSURE en la Florida

The following link provides help to low-income homeowners who are facing foreclosure. This is a program called The Florida Attorneys Facing Foreclosure (FLASH) - The F. Bar and the Fl. Legal Services, Real Estate, Probate and Trust Lawyers Division (RPPTL) of the Bar, has setup the FLASH program. If you're a low-income homeowner facing foreclosure, call (866) 601-2187 for assistance.

Fill out the application here / Llene la aplicacion en ingles aqui:

Other resources for low-income families to help you obtain an attorney FREE / Otros recursos para familias de bajo ingreso obtener ayuda de abogados GRATIS:

www.floridaprobono.orgwww.floridalawhelp.org


Free Mortgage Relief Online


List of HUD-Approved Foreclosure Prevention Agencies
Agencias de HUD ofreciendo recursos gratis para prevenir "Foreclosure"
The following link contains a listing of the HUD-Approved Foreclosure Prevention Agencies. These are mostly non-profit organizations which provide a service to the community by assisting individuals who are behind on their mortgage. They have a federal contract with the government to provide these services for you. Therefore, you will find that they provide these services either free or for a minimal cost. In general these programs tend to be free of charge and offer the consumer options to help them keep their home. To access the agency closest to you, simply click on the state where you reside and it will generate a listing of all the Hud-Approved Foreclosure Prevention agencies in your state.
HUD-Approved Agencies / Agencias de HUD ofreciendo recursos gratis o por un costo minimo


NEW! Foreclosure Prevention Program
Nuevo programa para parar el Foreclosure

Did you know that the there is a new program that could help save your home if your mortgage is worth less than their house? This may be available as soon as October, 2008 through IndyMac. Find out how this works by reading this article /

Usted Sabia que hay un nuevo programa que puede ayudarlo a preservar su hogar si su hipoteca vale menos que su casa. Este programa puede ser disponible a partir de Octubre, 2008. Enterese como esto trabaja leyendo este articulo en ingles (use el translador al principio de esta pagina para trasladar de ingles a espanol).



List of FREE/Low-Cost Mortgage and Debt Counseling Programs

Agencias de HUD Ofreciendo consegeria gratis para las personas en necesidad de ayuda con las deudas.



NEW! FHA Hope for Homeowners Program
Hope for Homeowners Program
HUD Foreclosure Prevention Page
HopeNow


HomeSaver Program - Loss Mitigation Option for Delinquent Mortgages

Una nueva opcion para personas atrasadas en sus pagos
HomeSaver Advance™ is an extension of Fannie Mae's HomeStay® initiative — a multi-faceted initiative that helps lenders and servicers meet the needs of today's challenging market. HomeSaver Advance is the latest example of our ongoing commitment to flexible servicing policies and homeownership preservation.

HomeSaver Advance offers an unsecured personal loan. It is a new loss mitigation alternative available to approved Fannie Mae servicers for eligible borrowers designed to bring a cure to the delinquency on a first lien loan. It provides funds to cure the principal, interest, taxes, and insurance (PITI), as well as other advances and fees . HomeSaver Advance is documented by a borrower-signed promissory note, payable over 15 years at a fixed rate of 5% with no payments or interest accrual for the first six months. For more information visit their site at:

Fannie-Mae Homesaver Advance Page / Pagina de Fannie-Mae ofreciendo el programa "Homesaver Advance"

Local Foreclosure Prevention Hotlines
Miami Foreclosure Prevention Clearinghouse


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Latest page update: made by giftedkidslearning , Nov 25 2009, 9:04 AM EST (about this update About This Update giftedkidslearning Edited by giftedkidslearning

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